The National Mobile Health Insurance Program (NHIS) has revolutionized healthcare accessibility in Nigeria, offering a beacon of hope for quality and affordable medical services. But navigating the registration process can sometimes feel like deciphering a cryptic code.
Fear not, fellow Nigerians! This comprehensive guide will shed light on the NHIS registration fee and empower you to unlock the door to improved health.
Understanding Your Eligibility: Who Can Avail the NHIS?
Before embarking on your registration journey, it's crucial to understand who qualifies for the NHIS. This inclusive program caters to a diverse range of individuals, including:
- Formal Sector Employees: If you're employed in the formal sector (public or private), your employer is mandated to deduct a percentage of your salary for NHIS contributions.
- Informal Sector Workers: Farmers, traders, artisans, and other informal sector workers can register voluntarily under the Individual GIFSHIP (Group Individual and Family Social Health Insurance Programme).
- Vulnerable Groups: Children under five, pregnant women, the elderly, and people with disabilities are eligible for free NHIS coverage under various government-sponsored programs.
Demystifying the NHIS Registration Fee: A Breakdown of Costs
The NHIS registration fee varies depending on the chosen program and family size. Here's a breakdown of the costs:
- Individual GIFSHIP: N9,000 per individual, regardless of age.
- Family GIFSHIP: N12,000 for the head of the family and N9,000 for each additional family member (up to five).
- Vulnerable Groups: Free registration for children under five, pregnant women, the elderly, and people with disabilities.
Unveiling the Payment Options for a Smooth NHIS Registration:
Once registered, you'll need to pay your premium to activate your NHIS coverage. Here are the convenient payment methods:
- Remita Payment Platform: Visit the Remita website (www.remita.net) and select the NHIS payment option. Enter your NHIS number and preferred payment method (debit card, bank transfer, etc.).
- Designated NHIS Offices: Pay your premium in cash or with your debit card at any accredited NHIS office.
- Mobile Money Platforms: Utilize popular mobile money services like MTN Mobile Money or Airtel Money to pay your NHIS premium directly from your phone.
Unlocking the Benefits of NHIS Coverage: A Treasure Trove of Services
With your NHIS registration fee paid and your coverage activated, you're now empowered to access a wide range of healthcare services at accredited facilities across Nigeria. These benefits include:
- Outpatient care: Consultations with doctors, nurses, and other healthcare professionals for various ailments.
- Inpatient care: Hospitalization and treatment for more serious medical conditions.
- Maternal and child health services: Prenatal care, childbirth delivery, and routine checkups for children under five.
- Preventative healthcare: Vaccinations, screenings, and education on disease prevention.
Remember, the NHIS is an investment in your health and well-being. By understanding the registration fee and navigating the payment options, you can take control of your health and ensure access to quality healthcare for yourself and your loved ones.
Top 3 FAQs on NHIS Registration Fee in Nigeria
1. How much does it cost to register for NHIS as a family?
The NHIS registration fee for a family is N12,000 for the head of the family and N9,000 for each additional family member (up to five).
2. Do I need to pay the NHIS registration fee if I'm unemployed?
No, you can register under the Individual GIFSHIP program if you're unemployed.
3. What happens if I miss an NHIS payment?
Your coverage may be suspended until you clear outstanding payments.